Staged Accident Claims Up 46% in the States

The National Insurance Crime Bureau (NICB; I can already see Bruckheimer behind this) reports that "staged accident questionable claims", or QCs, grew a whopping 46% over the years 2007-2009 (probably due to the recession).

As proof that something is awry, BI (Bodily Injury) and PIP (Personal Injury Protection) claims have decreased.

Here's what the report revealed:

"The top five states that generated the most staged accident QCs were: (1) Florida, 3,006; (2) New York, 1,680; (3) California, 1,619; (4) Texas, 792; and (5) Illinois, 433.

The five cities that generated the most staged accident QCs were: (1) New York City, 1,304; (2) Tampa, 562; (3) Miami, 511; (4) Orlando, 422; and (5) Houston, 376."

For more ways on how to avoid (...or avoid getting busted for) these Questionable Claims, the NICB has made some public service announcements for your entertainment that you can check out here.

By Phil Alex

Average CO2 Emissions of New Cars in Europe Fall 12% in 6 Years

Average European new car CO2 emissions have fallen by around 12% since 2003, according to a new study from auto consultancy JATO Dynamics. The volume-weighted European new car average is now 145.9 g/km, almost 20 g/km less than 2003, when JATO began collating European CO2 emissions data.

In addition, the study finds that half of all new cars sold in the 21 European countries analyzed by JATO had official CO2 emissions of 140g/km or less, compared to only 23% in 2003.

"The pace of improvement is remarkable and shows just how rapidly the industry has reacted to environmental demands," said David Di Girolamo, Head of JATO Consult.

"In 2003, only 24% of the market achieved an average of 130g/km. This was 40% by 2007, 51% in 2008 and 69% last year, already ahead of the 2012 EU target. This achievement is even greater when set in the context of new cars becoming larger, safer and better equipped, as consumer demands reach ever higher," he added.

According to the report, the decline in new car CO2 emissions is due to three key factors:

1) Vehicle Developments - including more efficient petrol and diesel engines, hybrid powertrains, more sophisticated transmissions, low rolling-resistance tires, improved attention to detail, aerodynamics, stop-start technology and regenerative charging systems

2) Taxation – guiding demand towards these models and technologies CO₂-based purchase and/or ownership taxes, in some countries have been introduced in tandem with higher taxes on fuel. Significant rises in fuel prices (due to global oil prices) continue to influence consumers' choice of vehicle.

3) Scrappage schemes – during late 2008 and 2009, scrappage schemes in a number of European countries have benefitted the purchase of smaller, more efficient cars, in some cases with customers directly incentivized towards cars with low CO₂ emissions.

Even non-scrappage sales have seen a marked shift towards smaller cars, with the largest rise in B-segment vehicles, an effect of recessionary pressure on family budgets pushing many customers across Europe to consider fuel efficiency ahead of other factors, for the first time.

Di Girolamo added that the rate of improvement been increasing since 2007, through more low-CO2 technology and specific low-CO2 models on European roads.

"Looking at year-on-year trends, it appears that, if the current momentum can be maintained, 130g/km by 2015, as required by the EU legislation, is achievable," Di Girolamo concluded.

Source: JATO

Porsche and Lincoln Top J.D. Power's 2010 Dependability Study, Cadillac DTS Has the Fewest Problems in the Industry

J.D. Power & Associates' latest vehicle dependability study says most cars are getting better. In fact, J.D. Power tests showed that 25 of 36 brands (69%) improved their long-term durability. Reported problems decreased from an industry average of 167 per 100 vehicles last year to the current 155 (+7% in reliability).

The study, which measures problems experienced by original owners of three-year-old (2007 model year) vehicles, said that Porsche was the highest-ranking brand with 110 problems per 100 vehicles followed by Lincoln (114 problems) and Buick (115 problems).

The Cadillac DTS is the model with the fewest problems in the industry, with just 76 issues per 100 vehicles. This marks the first time in more than a decade that a model from a domestic automaker has achieved the lowest PP100 score in the Vehicle Dependability Study.

Interestingly, seven of the 10 models with the lowest incidence of problems in the industry are from Ford and General Motors, including the 2007 model-year Buick Lacrosse, Buick Lucerne, Cadillac DTS, Ford Five Hundred, Lincoln MKZ, Mercury Milan, and Mercury Montego.

The biggest losers in terms of increases in problems per 100 vehicles are: Land Rover (+27), Audi (+25), Mitsubishi (+20).

The brands with the most problems per 100 vehicles in the industry are: Volkswagen (225), Suzuki (253) and Land Rover (255).

Source & Charts: J.D. Power & Associates